Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.
Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best deal tailored to your requirements.
Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender from our panel and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.
Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.
With your car selected, we take care of everything — finalising your quote, securing lender approval, contacting the dealer, and arranging the invoice. It’s all handled as part of our efficient, 5-star service.
It’s time for the exciting part – signing the finance documents and getting ready to hit the road! Everything is completed by e-sign for speed and convenience, with funds paid directly to the dealer. Our quick, efficient process means you’ll be driving off in no time.
Start your adventure with a risk-free quote that won’t impact your credit score. Our panel of lenders will assess your application to provide you with tailored finance options that suit your individual needs.
With your car finance secured, embark on your car search with confidence! You’ll be paired with a dedicated account manager who will offer you the best quote available. This clarity allows you to budget effectively as you explore your options.
Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.
Once you've shortlisted potential cars, we take over by conducting dealer checks and confirming availability. This ensures you're equipped with all necessary information to make an informed decision without hassle.
It’s time for the exciting part – signing the finance documents and hitting the road! With our process it’s easy, convenient, and hassle-free, you'll be driving off in no time!
A simple overview of how our five-step car finance process works, helping customers understand how to get a quote, get pre-approved, find a car, secure finance and complete the paperwork smoothly.
Our five-step process makes securing your next car simple, transparent and stress-free. From getting a quote to signing your documents and collecting your vehicle, each step is designed to give you confidence, clarity and competitive super-prime finance options.
We focus on delivering a straightforward experience from start to finish. Whether you already have a car in mind or need help choosing, our team guides you through every stage — including quoting, pre-approval, car selection, lender checks and final paperwork.
Provide a few basic details and we’ll prepare a personalised quote from our panel of lenders. There’s no obligation and no impact on your credit score at this stage.
Our soft-search eligibility check helps match you to the most suitable lender with an expected APR range. This ensures you understand your affordability and options before choosing your vehicle.
Select a car from any reputable UK dealership. If you need help comparing options, your dedicated adviser can send tailored suggestions based on your budget and requirements.
Once you’ve picked a car, we take care of lender checks, dealer verification, invoicing and final approval. All the administration is handled for you.
All documents are completed by e-sign for speed and convenience. Funds are paid directly to the dealer so you can collect your vehicle without delay.
With over 18 years’ experience as a family-run, FCA-regulated broker, we specialise in securing competitive super-prime PCP and Lease Purchase rates. Our personalised service, transparent approach and strong lender relationships mean you always receive honest advice and exceptional support throughout the process.
We offer a range of very competitive HP, PCP and Lease Purchase finance products, all provided to you by a panel of lenders we have worked with for a number of years.
Capital Car Finance is a credit broker and not a lender, Representative 8.9% APR, if you have negociated the purchase of your new car directly with a reputable UK supplying dealer, it is highly likely we can offer a better deal on the finance and save you money.
We can normally offer much lower rates compared to the majority of motor dealers, simply because we don’t have the same overheads and work for much smaller margins.
We have access to several major UK banks and finance houses and choose to pass on their best rates available on to our customers in return for a small fee income for each completed deal.
You also have the added comfort in knowing that all our sales team have been trained to SAF standard, which means you will always receive a knowledgeable and professional experience, together with the most competitive deal to suit your circumstances.
We have access to several major UK banks and finance houses and choose to pass on their best rates available on to our customers in return for a small fee income for each completed deal.
When you know the make & model of your chosen vehicle, simply enter the information on our Get a Quote page or alternatively call us directly on 01270 306000 to speak to a dedicated professional adviser, we can then check to see what special offers are available for you and if you are satisfied with the figures, we can then proceed with a credit application to secure funds.
When you know the make & model of your chosen vehicle, simply enter the information on our Get a Quote page or alternatively call us directly on 01270 306000 to speak to a dedicated professional adviser, we can then check to see what special offers are available for you and if you are satisfied with the figures, we can then proceed with a credit application to secure funds. To find out more information about Capital Car Finance, visit the About Us page of this website.
Capital Car Finance, Now you do have a choice! Get QuoteCapital Car Finance Limited is a credit broker and not a lender. Rates start from 7.9% APR with a representative APR of 8.9%, subject to lender approval and individual circumstances.
