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01270 306000
CAPITAL CAR FINANACE

Car Finance Made For You

Get your PCP finance here, with over 18 years in the industry, we have established ourselves as trusted name in providing competitive car finance solutions

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Rates from 7.9% APR. Representative APR 8.9%. Capital Car Finance Limited is a credit broker, not a lender

  • Get Pre-Approved Finance
  • We Find You The Best APR Rates
  • Established Family Business

Your PCP Quote In Just 30 Seconds!

Easy Peasy Lemon Squeezy!
Step-One
Step-Two
Min £5000 - Max £80,000
Term - How Many Months
Next
Min 0 - Max 40%
Mileage Per Annum
Next

My credit score is

You have a long-standing credit history and make all repayments on time. You have no outstanding CCJs or defaults and have never been rejected for credit in the past.

You have had credit in the past with none to very few missed payments. When you apply for credit, you’re likely to be accepted but haven’t always been offered the lowest interest rates.

You have had credit in the past but occasionally missed some payments or gone over your credit limit. You aren’t always offered the lowest rates and may have sometimes been rejected.

You may have been accepted for credit in the past, but at a high interest rate or a large deposit may have been needed. Lenders may see you as risky due to missed payments in the past.

You find it difficult to be approved for credit as lenders will see you as high risk due to missed payments, or financial difficulties in the past e.g. bankruptcy.

Next
credit score credit score credit score credit score credit score
excellent good fair poor bad
rates from rates from rates from rates from rates from
7.9% APR 8.9% APR 11.9% APR 16.9% APR 22.9% APR

Representative Example

Using a vehicle price of £25,000 and a deposit of £2,500, the balance to finance would be £22,500, giving monthly payments of £346.31 over 48 months. The final payment based on 6k per annum would be £12,250 with a total amount payable of £31,026.57.

Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. 8.9% APR Representative.

How It Works - 5 Steps To Finding Your Next Car

5 Steps To Finding Your Next Car

Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.

Step 1: Get a Quote

Start your adventure with a risk-free quote that won’t impact your credit score. Our panel of lenders will assess your application to provide you with tailored finance options that suit your individual needs.

Step 2: Get Pre-approved

With your car finance secured, embark on your car search with confidence! You’ll be paired with a dedicated account manager who will offer you the best quote available. This clarity allows you to budget effectively as you explore your options.

Step 3: Find Your New Car

Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.

Step 4: Let Us Work Our Magic

Once you've shortlisted potential cars, we take over by conducting dealer checks and confirming availability. This ensures you're equipped with all necessary information to make an informed decision without hassle.

Step 5: Complete The Paperwork

It’s time for the exciting part – signing the finance documents and hitting the road! With our process it’s easy, convenient, and hassle-free, you'll be driving off in no time!

Step 1: Get a Quote

Start your adventure with a risk-free quote that won’t impact your credit score. Our panel of lenders will assess your application to provide you with tailored finance options that suit your individual needs.

Step 2: Get Pre-approved

With your car finance secured, embark on your car search with confidence! You’ll be paired with a dedicated account manager who will offer you the best quote available. This clarity allows you to budget effectively as you explore your options.

Step 3: Find Your New Car

Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.

Step 4: Let Us Work Our Magic

Once you've shortlisted potential cars, we take over by conducting dealer checks and confirming availability. This ensures you're equipped with all necessary information to make an informed decision without hassle.

Step 5: Complete The Paperwork

It’s time for the exciting part – signing the finance documents and hitting the road! With our process it’s easy, convenient, and hassle-free, you'll be driving off in no time!

Our Customers Love Us!

We collaborate with leading lenders.

6 great reasons to choose us?

No call centres, just professional, independent friendly staff.

We have no fewer than 8 different lenders for PCP and Lease Purchase.

We can now arrange your finance on cars up to 6 years old.

We specialise in low rate PCP and Lease Purchase Car Finance products.

We specialise in low rate PCP and Lease Purchase Car Finance products.

You deal directly with your own supplying dealer, all funds are paid directly to them

Call us now on  01270 306000

for your quote with our latest rate and offers and let's see how much we could save you!

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Capital Car Finance Ltd are fully authorised and regulated by the Financial Conduct Authority for consumer credit activity (FCA Registration Number 685925) We are a credit broker and not a lender, which means we act independently as an intermediary for a number of different finance providers.

We will receive a commission payment from our finance provider should you decide to enter into an agreement with them, typically this is either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between different finance providers and product types. However, the payment received does not impact the finance rate offered. Details of the amount of commission we receive will be provided for you prior to completion. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Registered in England & Wales 6041030 FCA Authorised [Full Permission] No. 685925 :: Data Protection DPA No. Z1023210 :: VAT Registration No 904 00 3481 :: Registered Office: 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF, Telephone 01270 306000

This website and all its content are copyright of Capital Car Finance Limited © 2022. All rights reserved. Any unauthorised copying, duplication, or reproduction of part or all its contents in any form is prohibited and will constitute an infringe-ment of copyright. Phone calls may be recorded for training and monitoring purposes.

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